Minor prangs are more likely if you find yourself driving an unfamiliar automobile on the other aspect of the highway. Right here’s how broken occurred on our vacation and the way the proper extra insurance coverage may have saved a whole lot of fear (and cash)!
Why damaging a rent automobile overseas sucks (with out the proper extra insurance coverage)
My first run-in with a big invoice from a automobile rent firm overseas was after pals employed the automobile on the airport, went with the rent automobile’s automobile rent extra insurance coverage, after which just a few days after returning the automobile (undamaged and with no points) they get a invoice for over €1,000 for “injury” not lined by the surplus insurance coverage.
On this situation, as a result of the surplus insurance coverage was with the automobile rent firm, there was no method of calling upon them to combat the case on our behalf. It felt prefer it was its personal moneymaking machine! I’m uncertain the route my pals took to take care of this, however I do know they had been lumbered with months of stress from it.
Quick ahead just a few years and this time, we’re concerned in a prang. A foolish one at that. The daddy-in-law reversed right into a low wall, partially ripping the bumper off and leaving some deep scuff marks in it even when it might be pressured again on.
The reality is, being a reliable driver within the UK doesn’t essentially translate to being a reliable driver overseas. The automobile was unfamiliar, as was the structure of the roads, there was stress from driving on the right-hand aspect on the whole, and issues like that may accumulate into foolish errors that may be pricey.
How would having automobile rent extra insurance coverage from another person assist?
There are some things at play right here. Firstly, extra insurance coverage offered by the rent firm has an extended record of exclusions, issues that aren’t lined by the insurance coverage that you’ll have to pay for corresponding to:
- Harm to tyres
- Something to do with the underside of the automobile
- The anticipated put on and tear from driving e.g. injury from free chippings
- Windscreen injury
- Misplaced keys
(The commonest stuff I believe you’ll agree!)
Add to that the rent firm’s insurance coverage is a money-maker, so in addition to being not very helpful, it’s typically costlier than insurance coverage from an unconnected firm.
Car Hire Excess Insurance from a devoted journey insurance coverage firm covers the kinds of issues which might be on the exclusion record from the automobile rent firm and is cheaper as a result of it’s not a part of the rent firm’s income stream!
Plus, if you happen to incur injury that isn’t your fault, it’s simpler to dispute a declare when you have taken separate insurance coverage – keep in mind, the automobile rent firm need as a lot cash as they’ll from you.
Need to know extra about automobile rent extra insurance coverage earlier than you journey?
Head on over to our weblog What Is Car Hire Excess Insurance? (and do I would like it?), which explains learn how to minimise prices from a automobile rent firm, what to do if the rent firm insist you are taking their extra coverage, and in addition the advantages of getting insurance coverage with us earlier than you journey. Or go straight to our Car Hire Excess Insurance web page. Alternatively name our group on 01892 833338
