We all know medical insurance can really feel difficult. That’s why we attempt to make it straightforward to discover a well being plan that works for you. In any case, enrolling in a well being plan is among the greatest selections you can also make to guard your self and your loved ones.
When you reside within the Philadelphia space and also you’re purchasing for a person or household medical insurance plan, we’re right here to assist. Take a look at our easy-to-use on-line instruments to match well being plans, get a free quote, and enroll. Or name one among our licensed brokers who can reply any questions you could have and assist you to enroll in an Independence Blue Cross well being plan for 2025.
How Can I Discover an Inexpensive Well being Insurance coverage Plan?
Independence Blue Cross presents the widest selection of health plans for 2025, so you will discover one which matches your finances, well being wants, and preferences.
Many who apply for medical insurance are additionally eligible for monetary help from the federal authorities to assist pay their month-to-month premium — often known as a tax credit score (or subsidy). Relying in your earnings, you can qualify for a $0/month or low-cost well being plan. Discover out if you’re eligible for a tax credit score utilizing our online calculator.
One other essential a part of discovering an reasonably priced medical insurance plan is ensuring you perceive the total cost of health insurance. Your month-to-month premium is how a lot it prices to purchase the medical insurance plan, but it surely’s additionally essential to grasp how a lot it prices to make use of your protection once you want care. What is going to you pay out-of-pocket for copays, coinsurance, and deductibles?
After getting an thought of what kind of well being care protection you want, you can begin evaluating Independence Blue Cross health insurance plan options.
How Can I Get a Free Well being Insurance coverage Quote?
Get a free medical insurance quote by visiting our plan shopping site. You’ll full a fast and simple survey and obtain your free quote. There’s no obligation to purchase the well being plan you obtain a quote for, and you may worth as many well being plans as you want. If you discover a medical insurance plan you want, you can begin your enrollment proper then and there.
Able to get your free medical insurance quote? Get started now!
What Do I Must Enroll?
As soon as you discover the correct medical insurance plan, use this guidelines to be sure to have the whole lot it is advisable enroll in a 2025 well being plan:
- Social Safety Numbers of everybody you want to cowl
- Immigration data, if relevant (Lawful Everlasting Resident/Inexperienced Card documentation)
- Mailing deal with
- Delivery dates of everybody you want to cowl
- Electronic mail deal with* (wanted for main applicant solely)
- Data on tobacco use
- Earnings data (paystubs or W-2 Types, Wage and Tax Statements)
- Employer data, together with title, deal with, and telephone quantity
- Coverage numbers for any medical insurance plans you at present have
- Data out of your employer about any job-related medical insurance obtainable
- Workplace title and supplier ID quantity in your main care doctor if selecting an HMO plan (find a doctor here)
- Private well being care wants (for instance, how typically you go to a health care provider or get prescriptions crammed and any deliberate surgical procedures or hospital stays)
- Price range (how a lot you’ll be able to comfortably spend in your well being plan)
Don’t Miss Out on Well being Care Protection for 2025!
Do not forget that the Open Enrollment interval to get medical insurance for 2025 is from November 1, 2024 to January 15, 2025.
Would you like assist figuring out which plan will work greatest for you? We might help! Name 1-844-891-0700 (TTY: 711), Monday – Friday, 8 a.m. – 8 p.m. EST.
*Whether or not you’re making use of for a 2025 medical insurance plan on-line or by telephone, you’ll have to have an e mail deal with for registration. When you desire to not create an e mail deal with, please request a paper software by calling 1-888-475-6206 (TTY: 711).