In case you’re one of many hundreds of van drivers delivering items on UK roads, you know the way necessary your automobile is to your livelihood. Nonetheless, not all vans are low cost to insure.
That’s why we’ve compiled a listing of the most affordable vans to insure, in addition to detailing the necessary features insurers take a look at when calculating the price of your premium.
Whether or not you employ your van for private or business use, right here is the whole lot you must find out about low cost insurance coverage for vans.
Most cost-effective vans to insure within the UK
1. Citroen Berlingo
The Citroen Berlingo has an engine dimension starting from 1360 to 1997CC. The smaller engine dimension has a smaller max payload, which can be wanted for some jobs however with the van being positioned in group one, it makes it one of many most cost-effective most effective vans round. Nonetheless, a better max payload can push this all the best way as much as group eight if required.
2. Ford Fiesta Van
It shouldn’t come as a shock that the most affordable Ford van to insure can also be one of many smallest. The 2013 mannequin 12 months Fiesta van begins in group one, which will get you the 1.5-litre TDCi mannequin in both tremendous frugal Econetic or sharp trying Sport guises. The 1.25-litre petrol model can also be in group 1E – the ‘E’ means it exceeds security physique Thatcham’s safety necessities – so it has been bumped down right into a decrease group.
At worst, you’re group 2E for the 1.6 TDCi Sport mannequin. It’s one in all our top picks for couriers and delivery drivers too! It’s additionally an ideal van for younger drivers too.
3. Vauxhall Combo
Relying on the mannequin you purchase the Vauxhall Combo can fall between insurance coverage teams one to 4. The Vauxhall Combo is available in two lengths and one roof top (L1 H1 and L2 H1), and there’s additionally a Crew Van based mostly on the L2 H1 model.
There are three trims out there: Version, Sportive and Restricted Version Nav. The fundamental Version is designed to cater for fleet consumers, however remains to be fairly effectively outfitted, whereas the Sportive and LE Nav vans bump up the equipment depend for smaller enterprise customers.
4. Citroen Nemo
The Citroen Nemo is one other compact van that’s good for individuals who don’t want to hold large payloads, however nonetheless is available in as barely bigger than the Berling, and is positioned in insurance coverage teams 2 to 4.
You won’t be able to purchase this van new, nevertheless, there are plenty of second-hand choices available on the market, and it’s low cost to run for individuals who make small journeys with out the necessity of getting a big van.
5. Renault Kangoo
The Renault Kangoo falls into the medium-sized van class and gives house owners plenty of room contained in the cabin. With its modest engine dimension and most payload, the Kangoo falls into Group 2, which means inexpensive insurance coverage premiums.
For individuals who are searching for a extra environmentally pleasant van, you might be additionally capable of purchase the Kangoo as a completely fledged electrical van.
6. Suzuki Carry
The Suzuki Carry is without doubt one of the oldest vans on our checklist, however don’t rule it out simply due to its age. This feature is ideal for individuals who drive regionally and round cities due to its slimmer body.
Nonetheless, the Carry does include restricted space for storing and shall be a problem to those that carry (pardon the pun) heavy tools on their journeys.
7. Fiat Scudo
Created with the assistance of Citroen and Peugeot, the Fiat Scudo is an economical van with a reasonable quantity of load house.
There’s no fancy options with this van, what you see is what you get, nevertheless it’s nonetheless probably the most dependable vans on the street within the UK for small companies.
8. Peugeot Bipper
Good for individuals who keep inside cities and enormous cities, the Peugeot Bipper has a big cargo house to retailer instruments and tools and we suggest this van in case you are trying to purchase a van on a smaller price range.
The most important draw back is it’s not a sensible van for these trying to journey lengthy distances, or those that require motorway driving to get to work.
9. Vauxhall Corsavan
The Vauxhall Corsavan is a by-product of the uber-popular Corsa automobile, it’s compact, fuel-efficient and suits into class 1 for insurance coverage, making it inexpensive to all. The small nature of this van makes it agile and nice for cities, however as soon as once more as a result of dimension it’s restricted for space for storing.
The Corsavan does nevertheless include all the fashionable expertise you’ll count on for a brand new van and has a good sized payload for individuals who have a small-medium enterprise.
10. Nissan NV200
The Nissan NV200 is without doubt one of the largest vans on our checklist and is ideal for lengthy journeys or for individuals who want to hold numerous tools with them. The one main downsides are they are often tough to make use of on slender roads if you happen to’re driving within the countryside, they usually do guzzle various gasoline.
The right way to get low cost insurance coverage in your van

Van insurance coverage prices are decided by a spread of various components, together with private information about your self, equivalent to your age, how lengthy you might have been driving, your no claims bonus and the place you reside, to call just a few.
Nonetheless, listed here are some pointers that would show you how to discover a van that’s cheaper to insure than you may count on.
The smaller the van the higher
A common rule of thumb is, the smaller the van, the cheaper it is going to be to insure. In case your job doesn’t require you to make use of a big van, then you definately’re finest off shopping for a smaller one. Entry-level vans with a single panel are even higher as they’re typically cheaper to purchase than their higher-spec counterparts, which implies they’re cheaper to exchange, driving your premium decrease.
Inform your insurer if you happen to modify your van
If in case you have modified your van, or have bought a van that has been modified not directly, this might trigger the insurance coverage worth to drop.
Some modifications can drive down the worth of your insurance coverage, so it’s at all times finest to verify with a modification specialist that additionally gives modified van insurance equivalent to Adrian Flux to see how one can lower your expenses.
The scale of your engine could make an enormous distinction

A smaller engine, as with automobiles, typically signifies that insurance coverage premiums are cheaper as, within the eyes of insurance coverage suppliers, the much less highly effective the engine the much less threat of a declare being made.
The very last thing {that a} van driver wants is their automobile to be underpowered for the duties they do frequently, so solely select a van with the bottom engine class that may nonetheless do the job you want it for.
How safe is your van?
Insurers will even bear in mind how costly your van is, as more expensive vans are more likely to be stolen. They will even cross-reference this with the place your van is saved in a single day, be that on a drive, in a road or in a storage. Having the newest safety features although might help cut back your premium, so make sure to declare these particulars when requested.
Low-cost vans to insure
While the above info might help you slender down your checklist of potential vans to purchase for your self or your business, there are in fact some vans which are seen as the most affordable to insure. The above components might help, however you will need to keep in mind that your personal driving historical past can have an effect on your insurance coverage premium.
One other necessary factor to notice is as soon as the above components have been accounted for, the Association of British Insurers (ABI) locations every van into an insurance coverage group starting from 1 to 50. Older vans are positioned in a scale from one to twenty, whereas newer vans are positioned in teams 21 to 50. Basically whether or not your van is new or outdated, the upper the quantity, the costlier your van shall be to insure.
Discover out extra tips about how to save money on your van insurance in our weblog.
Van insurance coverage you possibly can belief
At Adrian Flux we’re proud to notice that we’ve received the WhatVan? Insurance coverage Firm of the 12 months award 4 occasions within the final six years, due to our specialist van group.
By speaking to an insurance coverage specialist on the cellphone you possibly can ensure you’re answering all of the questions appropriately, and have somebody in your aspect, serving to discover methods to avoid wasting you cash and get the easiest cowl.
Don’t simply use comparability websites or on-line quotes in your van insurance coverage, as a result of their quotes shall be generated by a pc and might’t be altered.
One of the best Adrian Flux van insurance offers are often carried out over the cellphone. Name 0800 141 2794 or request a call-back at a time that fits you.