A few of the finest elements of a trip are the memorable actions you select to participate in. Fortunate for you, TuGo’s Emergency Medical Insurance covers many actions akin to snowboarding, parasailing, and even ziplining! However what in the event you’re searching for extra of a daring journey, like backcountry snowboarding, BASE leaping, or dust biking? Excellent news, TuGo’s obtained the product for you!
Greater adrenaline? Greater danger! Shield Your self with TuGo
TuGo’s non-obligatory Sports & Activities Coverage protects travellers who’re able to take their travels to new heights. Merely add this protection to your Emergency Medical Insurance so that you might be safely lined for a variety of actions. Below our Sports activities & Actions Protection, right here’s an inventory of the sports activities & actions we cowl:
| Sport/Exercise* | Is it lined? |
|---|---|
| Backcountry snowboarding/snowboarding | ✅ |
| BASE leaping | ✅ |
| Boxing | ✅ |
| Downhill freestyle snowboarding/Snowboarding in organized competitions | ✅ |
| Downhill mountain biking | ✅ |
| Grasp gliding/paragliding | ✅ |
| Excessive danger snowmobiling and motorized snow biking | ✅ |
| Excessive danger motorized velocity actions, together with: – Motorized racing competitions, endurance occasions or timed actions, – Motocross, dust biking, and motorcycling (until automobile is solely getting used for transportation functions) |
✅ |
| Ice climbing | ✅ |
| Blended martial arts | ✅ |
| Mountaineering – 2 choices: – Mountaineering as much as 6,000 m elevation – Mountaineering over 6,000 m elevation – Contains ski mountaineering (skimo) and mountain climbing if the exercise is a part of mountaineering |
✅ |
| Organized staff sports activities together with**: – American and Canadian soccer – Ice hockey – Rugby |
✅ |
| Parachuting/skydiving/tandem skydiving | ✅ |
| Rock climbing (consists of canyoneering, however doesn’t embody indoor/outside synthetic mountain climbing) | ✅ |
| Scuba diving or free diving over 40 metres | ✅ |
| White water sports activities – Class VI | ✅ |
| Wingsuit flying | ✅ |
**Relevant to travellers 21 years and older (on the time of software).
Climbing above 6,000 m: TuGo’s Sports activities & Actions protection saves climber $64,000
Ronald, a 44-year-old skilled climber, launched into his last try to overcome his life-long dream of summiting Mount Everest. Nonetheless, throughout his ascent, he slipped within the snow and twisted his knee. In excessive ache and unable to proceed, Ronald made the troublesome determination to finish his summit pursuit and name for a helicopter rescue to take him to a hospital in Kathmandu. On the hospital, docs recognized him with an ACL knee damage and advisable additional remedy and surgical procedure again residence.
Fortuitously, Ronald’s determination so as to add Sports activities and Actions Protection for mountaineering over a 6,000-metre elevation and Journey Interruption Solely Insurance coverage to his Emergency Medical Insurance coverage plan paid off. He was lined for the helicopter air ambulance rescue and his emergency medical evacuation from Kathmandu again to Canada for additional remedy/surgical procedure. Because of this protection, Ronald obtained the required care, saving over $64,000 in medical and journey bills.
Climbing as much as 6,000 m: Climber avoids $24,000 out-of-pocket after a mountaineering accident
26-year-old Chris, a mountain climber, determined to go on a 3-day mountaineering expedition at Mount Baker in Washington, together with restricted mountain climbing. Sadly, on the second day, whereas climbing, he encountered a major fall, leading to a head damage that led to a short lived lack of consciousness.
As a result of severity of his accidents, Chris needed to be instantly airlifted to a hospital in Seattle. Regardless of sustaining a light concussion and varied abrasions, he was lucky sufficient to be discharged on the identical day. Nonetheless, his physician strongly suggested him to cancel any additional climbing plans because of the dangers related together with his concussion.
Fortunately, Chris made a behavior of including Sports activities & Actions Protection for mountaineering as much as a 6,000-metre elevation to his Emergency Medical Plan earlier than his climbing journeys. And, since mountaineering and mountain climbing had been part of the identical expedition, he solely wanted so as to add mountaineering when buying protection.
Chris’s determination to buy Sports activities & Actions protection proved invaluable, shielding him from paying over $24,000 in medical bills.
Are there sports activities & actions that aren’t lined?
Any sports activities & actions not listed above are lined beneath your TuGo Emergency Medical Plan, aside from the next:
| Sport/Exercise | Is it lined? |
|---|---|
| Barrel racing | ❌ |
| Bronc driving | ❌ |
| Bull driving | ❌ |
| Chariot racing | ❌ |
| Chuck wagon racing | ❌ |
| Harness racing | ❌ |
| Rodeo bareback driving | ❌ |
| Rodeo clowning | ❌ |
| Rodeo staff roping | ❌ |
| Steer wrestling/chute dogging | ❌ |
| Trick driving | ❌ |
Don’t duck beneath ropes!
When you take part, practice or apply within the following actions in any areas which were closed off to public entry and/or can usually solely be accessed by crossing a fenced, gated or roped-off space that has been marked as off limits in response to suggestions of security authorities within the space, you gained’t be lined:
- Backcountry snowboarding/snowboarding
- Downhill freestyle snowboarding/snowboarding in organized competitions
- Excessive danger snowmobiling and motorized snow biking
- Mountain climbing
- Mountaineering over 6,000 m elevation
- Mountaineering as much as 6,000 m elevation
- Mountain climbing
As all the time, ensure you understand your travel insurance policy so you realize what you’re lined for. Stay safe on your travels, and all the time bear in mind to have enjoyable, regardless of the place your adventures take you!
Joyful adventuring,
Suki
